Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 105,618 5,618 5.62
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 5,618 Short Term Not Applicable 1,686 3,933

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.97 8.93 7.94 6.92 7.1 6.99
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.75 8.93 8.51 8.0 5.73 7.02 6.6
ICICI Pru All Seasons Bond Gr 01-05-2009 1.29 8.12 8.06 7.89 6.53 8.15 8.38
JM Dynamic Debt Reg Gr 25-06-2003 0.98 7.97 7.86 7.19 5.68 6.66 6.66
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 7.95 8.04 7.51 6.86 6.39 7.62
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 1.23 7.95 8.04 7.51 6.86 6.38 7.38
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 7.83 7.84 7.48 5.73 7.43 7.89
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 7.59 7.16 6.52 4.59 - 5.94
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 7.28 8.13 7.94 6.27 - 6.93
UTI Dynamic Bond Reg Gr 23-06-2010 1.53 7.2 7.5 7.05 8.24 6.81 7.75
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 6.85 7.44 6.72 4.83 - 5.25
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 6.79 7.62 6.9 5.08 6.93 5.87
SBI Dynamic Bond Reg Gr 10-02-2004 1.42 6.62 7.5 7.76 5.59 7.53 6.09
PGIM India Dynamic Bond Gr 12-01-2012 1.64 6.49 7.4 6.75 5.16 6.94 7.36
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 6.15 7.03 6.44 - - 5.66
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 6.03 7.53 6.99 5.67 7.7 7.92
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 5.8 6.92 7.01 5.04 6.43 7.51
DSP Strategic Bond Reg Gr 16-05-2007 1.21 5.77 7.35 7.32 5.33 7.07 6.83
HDFC Dynamic Debt Gr 28-04-1997 1.52 5.62 7.03 6.74 5.99 6.26 8.02
Union Dynamic Bond Gr 13-02-2012 1.55 5.37 6.72 6.4 4.43 5.95 6.37
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 5.18 6.03 5.67 4.78 - 5.74
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 4.57 6.02 5.84 4.25 6.17 6.8
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 3.62 6.73 6.23 4.57 6.95 7.48